Smarter Loan Origination with Built-In Revenue Opportunities
Decisioneer delivers a modern loan origination system that not only streamlines approvals but also generates revenue from loans you choose not to fund.
Streamline the loan origination process
Why choose Decisioneer?
- Offer your clients a digital application experience from the first step to the last, including a communication center, all on-brand.
- Automate manual tasks and streamlines workflows so your team can process loan applications faster and with fewer resources.
- Your team can make consistent data-driven lending decisions with built-in scoring models and configurable decision rules.
- Earn from non-funded applications when you turn declines into opportunities by routing them to a trusted referral network.
- This single-step referral is built into Decisioneer, with no additional work on your team, providing a seamless applicant experience.
Without Decisioneer
⚠️ Manual reviews and slow processing lead to frustrated borrowers
⚠️ Declined borrowers generate no value and may even end valuable client relationships
⚠️ Outdated systems create clunky, paper-heavy borrower experiences
⚠️ Scaling lending requires IT resources and front-line staff
With Decisioneer
✅ Automated workflows accelerate approvals and funding, improving client relationships
✅ Declined applications referred to trusted partners create referral revenue and keep client relationships intact
✅ Flexible decisioning engine uses configurable rules to approve more qualified borrowers
✅ Cloud-based platform scales seamlessly with your growth, without adding complexity
Yes, small business lending is different.
Is your institution using a loan origination solution built specifically to grow your small business lending program?
You need more than a generic LOS. You need technology designed to handle high volume, quick decisions, and diverse borrower needs—without sacrificing compliance or customer experience.
The right solution empowers your team to say "yes" more often, streamline workflows, and deliver funding faster—so you can build stronger relationships and scale with confidence.
Built-in Revenue Opportunities
Decisioneer → Rapid Funding Network → Revenue & Retention
- Connect via Decisioneer. Activate the referral network plugin in your LOS to access a broad marketplace of financing options for your SMB clients—without adding operational burden.
- Share qualified leads in-flow. Transfer non-funded applications to Rapid and get access to trusted partners directly from your existing workflow—no swivel-chair or manual re-entry.
- Earn when partners fund. Receive referral fees for every loan funded through the network, turning “declines” into incremental, non-interest income.
Built for Lenders, by Lenders
This isn’t just a program—it’s a partnership. We’ve streamlined setup and day-to-day operations so you can focus on advising clients while the network broadens your reach and accelerates outcomes.
Small Business Lenders Need Decisioneer
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SMB Lending Demand is Growing
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Valuable Borrowers Slip Away
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Digital Lending is the Standard
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Intense Competition for Borrowers
SMB Lending Demand is Rising
Small businesses are applying for financing at record levels, yet many lenders struggle to process applications quickly and profitably. Decisioneer streamlines the origination process so you can capture more of this growing demand without overburdening your team.
Too Many Good Borrowers Slip Away
Traditional systems often lead to long decision times or outright declines when an application doesn’t fit perfectly into your credit box. Decisioneer helps lenders say “yes” faster to qualified borrowers—and creates revenue opportunities from referrals when you can’t fund the loan yourself.
Small businesses expect a paperless experience
Small business owners expect the same seamless digital experience they get as consumers—fast applications, mobile-friendly interfaces, and transparent communication. Decisioneer delivers a modern borrower journey that strengthens trust, improves satisfaction, and reduces application drop-offs.
Profitability is Hard to Maintain
Margins in small business lending can be thin, especially when application processing costs are high and approval rates are low. Decisioneer helps lenders grow profitably by reducing operational costs, enabling faster decisioning, and generating new revenue streams through loan referrals—so every application contributes to the bottom line.
Decisioneer set-up keeps your lending moving at the speed of business
Quick Implementation
Designed for fast deployment with minimal IT lift, our cloud-based architecture and plug-and-play integrations mean a launch in weeks, not months.
Easy to Configure
Easily customize everything from decision rules to workflows. Adjust credit policies, products, and borrower experiences without relying on heavy IT resources.
Simple to Scale
Whether handling dozens or thousands of applications, Decisioneer grows with you. Add new products or data sources—all without disrupting operations.